We waste money on stuff all the time. There are often times when it’s a problem of “over buying” – we spend money on food we don’t eat, on clothes we don’t wear, and products we will never really use. However, there’s also the problem of buying things we really don’t need or have to buy
Those of us that are frugal or cheap often debate about how much to share with others about our money habits. We wonder if maybe it’s easier to not share my opinion, just nod my head and agree. Or maybe I should just fib a little to hide my true feelings about how others spend their money? If someone
One of the most important steps in gaining control over your finances and achieving financial independence is to learn how to track your expenses. When you understand where your money is going every month, you can better plan for the future and develop new spending habits to reach your financial goals. Getting started is the hardest part!
There are so many misconceptions about millionaires. If you haven’t read The Millionaire Next Door, you are missing out on some great insights into the lives of ‘secret’ millionaires. There is a big difference between the people that like to flaunt their money and those that like to truly live life for themselves and really know the
A lot of people question the idea of being frugal. There is a widely held belief that when you are frugal, you are depriving yourself. “If you have the money, why not spend it?” people often say; or “What’s the point of being frugal when you make enough to spend more?” For me, being frugal
One of the areas where everyone can save money is food – groceries, eating out, snacks, and healthy eating all play a part in forming our food budget. However, in addition to what we spend on food, one of the biggest concerns in our country is the amount of food we waste. Even the University